Best Alternative Payment Solution
Provider or solution that most effectively facilitates CNP transactions without requiring the consumer to directly use a bank-issued credit or debit card.
Best Antifraud Solution
Provider or solution that best identifies and prevents fraudulent activity through fraud case management, rules engines or big data analysis while enabling merchants to accept as many transactions as possible.
Best Call Center Solution
The provider whose technology most effectively supports secure payment via phone in call-center environments through masking payment details, outsourcing, secure payment storage, etc.
Best Chargeback Management Program
Program that most effectively prevents chargebacks or reduced time and cost to merchants associated with processing them, whether via technology that automates the process, consultative services educating merchants on how to minimize chargebacks or other methods.
Best E-Commerce Platform / Gateway
E-Commerce application service provider that most effectively and safely connects consumers with merchants and merchants with acquirers, processors and issuers during purchase and authorization.
Best Identity Verification and Authentication Solutions
Provider or solution that most effectively authenticates and verifies the identity of cardholders in a CNP environment through directory services, two-factor authentication, 3DSecure or other means.
Best International CNP Program
Payment provider located outside the U.S. that most effectively meets the specific needs of merchants that accept CNP payments.
Best Mobile Solution
Solution that most effectively enables consumers to make CNP purchases using a mobile device. Includes any method that facilitates mobile commerce including open and closed wallets, apps, direct-carrier billing, etc.
Best Payment Service Provider (PSP)
Company or solution leveraging the PSP or aggregator model that provides e-commerce and m-commerce merchants with the best merchant services and/or payment processing.
Best PCI Compliance Provider
Provider that most effectively assists merchants in their efforts to remain compliant with PCI standards through scanning, assessing, investigating or assisting in the storage of sensitive payment information.
Payments processor that most effectively responds to the special requirements of merchants operating in the CNP space. Company is not required to serve CNP merchants exclusively, but its solution specifically must address their needs.
Best Subscription/Recurring Billing Program
Provider that offers the best solution to enable automatic recurring billing while most effectively optimizing authorizations and reducing declines.